Auto Finance Center in Springfield MA

We've Got the Car Loan & Lease Solutions You've Been Looking for in Western Massachusetts!

The hardworking, professional and friendly staff at the Balise Hyundai finance center knows that the finance process is historically the most tedious, anxiety-provoking and nerve wracking part of the auto purchase process. But we're here to put an end to all that. From the moment you fill out our confidential and secure online finance application, our team gets immediately to work to find the right deal for you. We work with multiple lenders to negotiate the best financing terms possible. Whether you choose to purchase your car or take out a lease, we will secure the financing solution that is the best fit for your budget and lifestyle.

  1. Balise Hyundai

    683 E Columbus Ave
    Springfield, MA 01105

    • Sales: 413-306-3041
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Balise Hyundai Auto Financing Frequently Asked Questions for Springfield, MA Drivers

Knowing what kind of car you want and what your budget is are both pretty easy to figure out when you're beginning your search at our Springfield, MA Hyundai dealership, but from there, you probably seek some answers. The financing aspect of any new or used vehicle purchase can be unfamiliar to many drivers, or be the source of several questions you have. Take a look at these frequently asked questions about new Hyundai and used car leasing and financing and see if you find something helpful. If you have further questions, either contact us or visit us at our Springfield Hyundai dealership today and we'll be happy to help you out.

Auto Financing FAQ

What's the difference between leasing and buying?

  • Leasing a new Hyundai typically lasts for two or three years before you have to decide what to do with your car - return it or buy it for its remaining value. Taking out a loan to buy a Hyundai means you'll make payments for more years, but eventually you'll completely own your car for however long you'd like to keep it.

Whether your vehicle of choice is from our new or used inventory of vehicles, the Balise team will work with our nationwide network of lenders and financial institutions to secure you the best rate possible. That means low monthly payments, reasonable interest rates and no hidden fees. We even provide you tools like our online payment estimator so you can shop with your budget in mind. That's why so many drivers from the greater Holyoke, Chicopee, Westfield MA area and even Enfield CT and Hartford CT come to our dealership when they are looking to secure an auto loan or Hyundai lease.

And when you take advantage of our rotating selection of new vehicle incentives or certified pre-owned specials - you can save even more. Contact us today with any questions you have about our no-commitment sales process, or to let us know what type of vehicle you're looking for.

Less than perfect credit?  Balise Hyundai can work with you to secure you a bad credit financing solution.  We also recommend you check out our sister store Ready Credit Used Cars.
  • Leasing usually means lower monthly costs compared to your loan rates, meaning you can fit a higher trim level into your budget.
  • Owning your car means you can do what you want with it without breaking any leasing requirements, from outfitting it with the kinds of accessories you want, to trading it in or selling it whenever you want.

There are some other huge differences that we'll go over with you, so come over today to find out more about leasing or buying.

Do I qualify for the best leasing and financing specials and deals?

By applying for financing early during your search, you'll better be able to see what deals you qualify for. This is based on your credit history, and you might need to provide proof of employment and your income so our lender partners know you'll be able to make your payments.

What if I don't have a credit score or my rating is considered poor?

We know that everybody needs a way to get around, and your credit situation shouldn't prevent you from buying a car. We work with shoppers with different credit situations to be able to acquire a loan or the kind of financing that you'll be able to afford.